Regulatory & Advisory Guidelines
Investor Suitability & Portfolio Framework
Understanding asset allocation, risk horizons, and disciplined execution parameters for retail investors and HNIs.
Core Asset Allocation Principles
Every portfolio distributed through Sarkar Capital is mapped to explicit time horizons rather than speculative market timing:
- Short Term (0–3 Years): Deployed strictly in liquid, overnight, or AAA corporate debt instruments.
- Medium to Long Term (5–15+ Years): Channelled into diversified equity mutual fund SIPs and index strategies.
Risk Mitigation & Unbundled Protection
We advocate strict separation between growth assets and risk-hedging instruments:
- Never mixing high-cost endowment insurance with investment growth.
- Maintaining adequate emergency reserves before equity accumulation.
Want a personalized suitability review?
Schedule a free 30-minute portfolio consultation with Abhijit Sarkar and our advisory desk.